Contact Us

Do you have questions about refinancing your mortgage, a mortgage renewal, or mortgage pre-approval?

If you have questions or concerns about the services we offer, please use this form to send us an email. Our staff are always happy to provide you with the answers you need.


GENERAL INQUIRIES

Refinancing Your Mortgage, Mortgage Renewal and Mortgage Pre-Approval 

Shoutout to our clients

We love helping genuine people achieve their real estate goals!

“We recently refinanced our mortgage and have to say Bardia made this process very easy. He is very professional and very knowledgeable about each step of the process which shows in his work. I am glad we chose Only Simple. HIGHLY RECOMMENDED!” – Prince Johar

“The owner of the business is very knowledgeable and helped my husband and I make some important decisions around the purchase of our first home! He walked us through everything we needed to know about the new stress tests and helped us get a mortgage that we could afford. We highly recommend Only Simple!” – Cheryl DeLong

“My husband and I recently refinanced our mortgage and we couldn’t be more grateful for the service we received at Only Simple. Bardia has an amazing source of knowledge and gave us an excellent option to not only pay our debts but also to have cash flow. He helped us entirely throughout the process. He showed true professionalism and compassion and i highly recommend to everyone.” – Karla Rivadeneyra

Services We Offer

Mortgage Pre-Approval

If you’re an experienced home buyer or if it’s your first home purchase, we are here to help you and provide you with the best services. We have access to the best mortgage products and rates across Ontario.

Mortgage Refinancing

Refinancing is a good idea whether you need money to consolidate your debts, for home renovations and repairs, or an investment opportunity. At Only Simple, we help you renegotiate your existing mortgage.

Mortgage Renewal

It’s a good idea to shop for a new term up to 4 months before your current term expires. But before you hear from your lender about renewing your term, have an agent shop for you.

Refinancing Your Mortgage in a Way that Makes Sense

There are many reasons why homeowners choose to refinance:

  • Obtain a lower interest rate

  • Shorten the term of their mortgage

  • Convert from a variable mortgage rate to a fixed mortgage rate, or vice versa

  • Tap into home equity to raise funds to deal with a financial emergency

  • Finance a large purchase, or consolidate debt

When you refinance your mortgage you’re paying off an existing loan and replacing it with a new one. 

To sum up, it can be attractive to refinance because today’s historically low rates mean that you can secure a lower rate. That is to say, lower rates have the potential to lower your monthly mortgage payments. Additionally, it may allow you to pay off your mortgage sooner, and may even allow you to cash out some of the equity in your home.

Use Our Interactive Refinancing Mortgage Calculators & Make the Right Financial Decision

MORTGAGE REFINANCE INTEREST SAVINGS

Find out how much interest you can save by refinancing your mortgage.

Begin Calculating