Whether you are thinking about buying a new home, getting a home equity loan or line of credit, or refinancing an existing Mortgage, our Interactive Mortgage Calculators will allow you to explore your Mortgage options. In other words, it will allow you to make the right home financing decision.

Refinance Mortgage Calculators Available

Calculate how much it would cost you to purchase the house.

Calculate your mortgage payments on the spot.

Calculate your closing costs.

Calculate how much land transfer tax would cost you.

Benefits When You Refinance Your Mortgage

Get a Lower Interest Rate

With interest rates this low, chances are the mortgage rate will have dropped since you first received your loan. Certainly, this will allow you to lower your monthly mortgage payments, even if there’s only a slight reduction in the interest rates.

Consolidate Your Debt

When you refinance your existing mortgage and take out the difference in cash, you can pay off high-interest credit card debt. That is to say, you will need at least 20% equity in your home in order to cash out a refinance mortgage.

Change Your Mortgage

Sometimes your needs may change, and that’s okay! For instance, whether you decide to pay off your mortgage faster or you want to switch your mortgage type from a variable rate to a fixed rate, refinancing is a good decision. 

  How does a mortgage refinance work?

Just like when you applied for your original mortgage, you’ll need to shop around and apply for a loan in order to refinance. Above all, we have access to over 50 lenders, and we negotiate with them to get you the best mortgage.