Refinance and start savings today.

Refinance to start savings today.

Secure a lower rate, reduce your monthly mortgage payments, and pay more towards principal and less towards interest.


With today’s historically low rates this could mean you can secure a lower rate, reduce your monthly mortgage payments, and pay more towards principal and less towards interest. Additionally, refinancing may allow you to cash out some of the equity in your home and give you extra cash in hand to use for various life expenses.

Apply now to see how much you can save:


How much can you save?

When refinancing from a 3.2% to 1.89% interest on a $500,000 mortgage you could save $19,620 on your monthly payments alone over 5 yearsThe difference in interest, payments and principal equals a savings of $60,884 over 5 years. 

We break down the details below:

Book a FREE 15 Min Consult Today

Why work with us? 

We negotiate with 50+ lenders to get you the best mortgage rate so you don’t have to. Here’s what our clients are saying:

“My husband and I recently refinanced our mortgage and we couldn’t be more grateful for the service we received at Only Simple. Bardia has an amazing source of knowledge and gave us an excellent option to not only pay our debts but also to have cash flow. He showed true professionalism and I highly recommend him to everyone.”

– Karla Rivadeneyra

“We recently refinanced our mortgage and have to say Bardia made this process very easy. He is very professional and very knowledgeable about each step of the process which shows in his work. I am glad we chose Only Simple. HIGHLY RECOMMENDED!”

– Mr. Johar

“The owner of the business is very knowledgeable and helped my husband and I make some important decisions around the purchase of our first home! He walked us through everything we needed to know about the new stress tests and helped us get a mortgage that we could afford. We highly recommend Only Simple!”
– Cheryl DeLong

Apply now to see how much you can save: