There’s nothing more exciting than getting a mortgage pre-approval and moving into your new home.
Now, more than ever, institutions are regularly launching new products and programs, making it easier to get into that new home. Today, interest-only loans, self-employment programs, rental purchase programs, and other innovative financing alternatives are dotting the home buying landscape. Above all, making homeownership a reality for more people than ever.
We Can Help You Get The Mortgage Pre-Approval You Need
In addition to getting you pre-approved, we will let you know for certain what you can afford. In short, based on lender and insurer criteria, and what your payments will be.
To clarify, for a mortgage pre-approval, we require a short list of information to determine your buying power. An agent will explain to you the benefits of shorter or longer terms, the latest programs that are available, which products they believe will most likely meet your needs the best. Similarly, they will review all of the other costs associated with buying your dream home.
Firstly, every potential home buyer should get pre-approved for a mortgage before they start shopping for a new home. A mortgage pre-approval will give you the confidence of knowing that financing is available. In addition, it can put you in a very positive negotiation position against other home buyers who aren’t pre-approved. In fact, sellers are sometimes unlikely to consider offers from buyers who don’t have a pre-approval letter from a lender
Not ready to get a mortgage pre-approval? No worries, a mortgage pre-qualification is a good first step!
A mortgage pre-qualification is another good first step you can take to ensure you can purchase the home of your dreams!
A pre-qualification is a straightforward, simple check to see how much you can afford. But it’s based on your assets, down payment, household income, perceived credit score, debt-to-income ratio, and more.
Takes less than 2 minutes
No credit check required
So, what can you do with my app
Calculate your total cost of owning a home
Estimate the minimum down payment you need
Calculate Land transfer taxes and the available rebates
Calculate the maximum loan you can borrow
Stress-test your mortgage
Estimate your Closing costs
Compare your options side by side
Search for the best mortgage rates
Email Summary reports (PDF)
Use my app in English, French, Spanish, Hindi, and Chinese
With that said, at Only Simple we aim to simplify the mortgage landscape and help you get your best new mortgage! Whether you are a first-time buyer or an experienced buyer with excellent credit.
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