Get the best pre-approval, refinance or renewal mortgage rate for you today.

We work with 50+ lending to get you the best rate and mortgage. We give you unbiased mortgage advice based on all of the options available to you. We are usually paid by the lender and don’t cost you a thing.

Mortgage Pre-Approval, Refinancing, Renewal

What type of mortgage are you interested in?

Mortgage Pre-approval

If you’re an experienced home buyer or if it’s your first home purchase, we are here to help you and provide you with the best services. We have access to the best mortgage products and rates across Ontario.

Mortgage Refinancing

Refinancing is a good idea whether you need money to consolidate your debts, for home renovations and repairs, or an investment opportunity. At Only Simple, we help you renegotiate your existing mortgage.

Mortgage Renewal

It’s a good idea to shop for a new term up to 4 months before your current term expires. Before you hear from your lender about renewing your term, have a mortgage agent shop for you.

Refinancing Made Simple

Canadians today have many reasons to refinance their mortgage. Here’s how the process works:

First, we have an initial consultation with you to understand your situation. Most importantly, your goals.

Secondly, we advise you on your next best steps. After that, we guide you through the application process.

Meanwhile, we negotiate with 50+ lenders on your behalf to get you the best refinance deal.

After that, we work with you to understand all of your options and advise you on the best one for you.

Most importantly, we oversee getting all of your paperwork over the finish line and that you’re all set!

That is to say, we’re paid by lenders and don’t cost you a thing.

Who we help

Employed

Self-Employed

New to Canada

Retired

Why Choose US For Your Refinancing

To clarify, We offer our clients much more than just great mortgages.

Only Simple

Work with us anytime, anywhere
Access to multiple lenders
Unbiased mortgage advice
Multiple mortgage options

Traditional Banks

In person, but during the workday
Access to only their products
Biased advice and terms
Only one option

Shoutout to our clients

We love helping genuine people achieve their real estate goals!

“We recently refinanced our mortgage and have to say Bardia made this process very easy. He is very professional and very knowledgeable about each step of the process which shows in his work. I am glad we chose Only Simple. HIGHLY RECOMMENDED!” – Prince Johar

“The owner of the business is very knowledgeable and helped my husband and I make some important decisions around the purchase of our first home! He walked us through everything we needed to know about the new stress tests and helped us get a mortgage that we could afford. We highly recommend Only Simple!” – Cheryl DeLong

“My husband and I recently refinanced our mortgage and we couldn’t be more grateful for the service we received at Only Simple. Bardia has an amazing source of knowledge and gave us an excellent option to not only pay our debts but also to have cash flow. He helped us entirely throughout the process. He showed true professionalism and compassion and i highly recommend to everyone.” – Karla Rivadeneyra